No. 15146
Promulgation Date 2017-11-28
Financial Services Commission
ALL
CHAPTER I GENERAL PROVISIONS
Article 1 (Purpose)
Article 2 (Definitions)
Article 3 (Fostering Credit Information Business)
Article 3-2 (Relationship to other Acts)
CHAPTER II LICENSING, ETC. OF CREDIT INFORMATION BUSINESS
Article 4 (Type and Permission of Credit Information Business)
Article 5 (Qualified Licensee by Type of Credit Information Business)
Article 6 (Licensing Requirements)
Article 7 (Public Notification on License, etc.)
Article 8 (Matters to Declare and Report)
Article 9 (Approval, etc. for Change in Controlling Shareholder)
Article 10 (Authorization of Transfer, Acquisition by Transfer, etc. of Credit Information Business)
Article 11 (Concurrent Operation of Business Services)
Article 12 (Prohibition of Use of Similar Title)
Article 13 (Prohibition of Concurrent Offices by Executive officers)
Article 14 (Revocation of Permission, etc., and Suspension of Business)
CHAPTER III COLLECTION, INVESTIGATION AND PROCESSING OF CREDIT INFORMATION
Article 15 (Principles of Collection, Investigation, and Processing)
Article 16 (Restrictions on Collection, Investigation, and Processing)
Article 17 (Outsourcing of Collection, Investigation, and Processing)
CHAPTER IV DISTRIBUTION, USE AND MANAGEMENT OF CREDIT INFORMATION
Article 18 (Keeping Credit Information Accurate and Up-to-Date)
Article 19 (Security Protection of Credit Information Computer System)
Article 20 (Clarification of Accountability of Credit Information Management and Archiving of Business Processing Records)
Article 20-2 (Retention Period, etc. for Personal Credit Information)
Article 21 (Disposition of Archived Information upon Closure of Business)
CHAPTER V CREDIT INFORMATION BUSINESS
Section 1 Credit Inquiry Business, etc.
Article 22 (Persons Engaged in Credit Inquiry Business)
Article 22-2 (Reporting on Credit Information, etc.)
Article 22-3 (Prohibition on Provision of Personal Credit Information to Affiliated Company, etc.)
Article 23 (Requests, etc. for Provision of Credit Information of Public Institutions)
Article 24 (Use of Computer Data of Resident Registration)
Article 25 (Credit Information Collection Agency)
Article 25-2 (Duties of Centralized Credit Information Collection Agency)
Article 26 (Committee for Intensive Management of Credit Information)
Article 26-2 (Organization, Operation, etc. of Committee for Intensive Management of Credit Information)
Section 2 Credit Investigation Business and Claims Collection Business
Article 27 (Persons Engaged in Business, Delegated Claims Collectors, etc.)
Article 27-2 (Prohibition of Entrustment of Services to Unlicensed Claims Collection Business Entity)
Section 3 (Articles 28 through 30) Deleted.
CHAPTER VI PROTECTION OF OWNER OF CREDIT INFORMATION
Article 31 (Public Notification of Credit Information Utilization Status)
Article 32 (Consent to Provision and Use of Personal Credit Information)
Article 33 (Use of Personal Credit Information)
Article 34 (Provision and Use of Personal Identification Information)
Article 35 (Fact-finding Inquiries into Use and Provision of Credit Information)
Article 36 (Notification, etc. of Credit Information Giving Rise to Refusal of Commercial Transaction)
Article 37 (Rights, etc. to Revoke Consent to Provide and Use Personal Credit Information)
Article 38 (Demand for Perusal and Correction of Credit Information, etc.)
Article 38-2 (Requests for Notification of Credit Inquiry)
Article 38-3 (Request for Deletion of Personal Credit Information)
Article 39 (Right to Free Perusal)
Article 39-2 (Notification, etc. of Divulgence of Credit Information)
Article 40 (Prohibited Matters for Credit Information Company, etc.)
Article 41 (Prohibited Matters for Claims Collection Agency)
Article 41-2 (Verification, etc. of Recruitment Channels of Agents of Recruitment Business)
Article 42 (Prohibition of Divulgence, etc. for Non-Business Purposes)
Article 42-2 (Imposition, etc. of Penalty Surcharges)
Article 43 (Liability to Compensate for Damages)
Article 43-2 (Claim for Statutory Damages)
Article 43-3 (Guarantee of Compensation for Damage)
Article 44 (Credit Information Companies Association)
CHAPTER VII SUPPLEMENTARY PROVISIONS
Article 45 (Supervision, Inspection, etc.)
Article 46 (Notification of Content of Measure for Retired Executive Officer, etc.)
Article 47 (Submission of Business Report)
Article 48 (Hearings)
Article 49 (Delegation and Entrustment of Authority)
Article 50 (Penalty Provisions)
Article 51 (Joint Penalty Provisions)
Article 52 (Administrative Fines)
ADDENDA
ADDENDA <Act No. 10228, Apr. 5, 2010>
ADDENDA <Act No. 10465, Mar. 29, 2011>
ADDENDUM <Act No. 10690, May 19, 2011>
ADDENDA <Act No. 11690, Mar. 23, 2013>
ADDENDA <Act No. 11845, May 28, 2013>
ADDENDA <Act No. 12844, Nov. 19, 2014>
ADDENDA <Act No. 13216, Mar. 11, 2015>
ADDENDA <Act No. 13337, Jun. 22, 2015>
ADDENDA <Act No. 14122, Mar. 29, 2016>
ADDENDA <Act No. 14823, Apr. 18, 2017>
ADDENDA <Act No. 14839, Jul. 26, 2017>
ADDENDUM <Act No. 15146, Nov. 28, 2017>