No. 20788
Promulgation Date 2025-03-18
Ministry of Education
ALL
CHAPTER I GENERAL PROVISIONS
Article 1 (Purpose)
Article 2 (Administration)
Article 3 (Definitions)
Article 4 (Responsibilities of the State)
Article 5 (Delegation and entrustment of authority and affairs)
Article 6 (Submission of project plans)
Article 7 (Supervision and order)
CHAPTER II INCOME CONTINGENT LOANS
Article 8 (Persons eligible for income contingent loans)
Article 8-2 (Persons eligible for transition loans)
Article 9 (Qualifications)
Article 10 (Kinds and limit of loans)
Article 11 (Loan interest rate)
Article 12 (Applications for loan and recommendation)
Article 13 (Duty of explanation)
Article 14 (Approval for loan)
CHAPTER III REPAYMENT LIABILITY
Article 15 (Duty to report debtors)
Article 16 (Assuming responsibility for repayment and loan discharge)
Article 16-2 (Exemption from paying interest)
Article 17 (Calculation of principal and interest on loans)
Article 18 (Principle of paying principal and interest on loans)
Article 19 (Special cases of long-term non-payers)
Article 20 (Special cases of emigrants)
Article 21 (Special cases to students studying abroad)
Article 22 (Notification of responsibility for repayment)
CHAPTER IV REPAYMENT METHOD BY INCOME
Article 23 (Payment of principal and interest on loans of persons having global income)
Article 24 (Payment of principal and interest on loans of persons having earned income)
Article 25 (Payment of principal and interest on loans of persons having pension income)
Article 26 (Payment of principal and interest on loans of persons having retirement income)
Article 27 (Payment of principal and interest on loans of persons having transfer income)
Article 28 (Payment of principal and interest on loans of persons receiving inheritances or gifts)
CHAPTER V DISPOSITION ON DEFAULT
Article 29 (Notification of payment of principal and interest on loans)
Article 30 (Arrearages)
Article 31 (Collection before payment period)
Article 32 (Compulsory collection of principal and interest on loans)
Article 33 (Order of collecting principal and interest on loans)
CHAPTER VI SUPPLEMENTARY PROVISIONS
Article 33-2 (Method for delivery of notice)
Article 34 (Payment of principal and interest on loans)
Article 35 (Raising objections)
Article 36 (Extinctive prescription)
Article 37 (Request for data)
Article 38 (Inquiry into information on financial transactions)
Article 38-2 (Use of taxation information)
Article 39 (Prevention from dual support)
Article 40 (Tax laws to be applied mutatis mutandis)
CHAPTER VII PENALTY PROVISIONS
Article 41 (Penalty provisions)
Article 42 (Penalty provisions)
Article 43 (Penalty provisions)
Article 44 (Administrative fines)
ADDENDA <Act No. 9935, Jan. 22, 2010>
ADDENDA <Act No. 10303, May 17, 2010>
ADDENDA <Act No. 11690, Mar. 23, 2013>
ADDENDUM <Act No. 11760, May 10, 2013>
ADDENDA <Act No. 11849, Jun 4, 2013>
ADDENDA <Act No. 12572, May 14, 2014>
ADDENDA <Act No. 12844, Nov. 19, 2014>
ADDENDA <Act No. 13216, Mar. 11, 2015>
ADDENDA <Act No. 13337, Jun. 22, 2015>
ADDENDUM <Act No. 14159, May 29, 2016>
ADDENDA <Act No. 14839, Jul. 26, 2017>
ADDENDA <Act No. 15428, Mar. 13, 2018>
ADDENDUM <Act No. 15962, Dec. 18, 2018>
ADDENDA <Act No. 16101, Dec. 31, 2018>
ADDENDA <Act No. 16841, Dec. 31, 2019>
ADDENDA <Act No. 16851, Dec. 31, 2019>
ADDENDA <Act No. 16957, Feb. 4, 2020>
ADDENDA <Act No. 17653, Dec. 22, 2020>
ADDENDA <Act No. 17758, Dec. 29, 2020>
ADDENDUM <Act No. 17954, Mar. 23, 2021>
ADDENDA <Act No. 18194, Jun. 8, 2021>
ADDENDA <Act No. 18425, Aug. 17, 2021>
ADDENDUM <Act No. 19097, Dec. 27, 2022>
ADDENDA <Act No. 19228, Mar. 4, 2023>
ADDENDA <Act No. 19830, Dec. 26, 2023>
ADDENDA <Act No. 20786, Mar. 18, 2025>