공포번호 34785
공포일 2024-07-30
금융위원회
Financial Services Commission
전체선택
제1장 총칙
CHAPTER I GENERAL PROVISIONS
제1조(목적)
Article 1 (Purpose)
제2조(특수관계인의 범위 등)
Article 2 (Scope of Specially Related Persons)
제2장 온라인투자연계금융업의 등록 등
CHAPTER II REGISTRATION OF ONLINE INVESTMENT-LINKED FINANCIAL BUSINESSES
제3조(등록요건)
Article 3 (Requirements for Registration)
제4조(등록의 방법 및 절차 등)
Article 4 (Methods and Procedures for Registration)
제5조(완화된 등록유지요건)
Article 5 (Requirements for Relaxed Maintenance of Registration)
제6조(임원의 자격요건)
Article 6 (Requirements for Qualification of Executive Officers)
제7조(변경등록)
Article 7 (Registration of Changes)
제8조(상호의 제한)
Article 8 (Restrictions on Trade Names)
제3장 영업행위 규칙
CHAPTER III RULES ON BUSINESS ACTIVITIES
제9조(온라인투자연계금융업자의 정보공시)
Article 9 (Public Disclosure of Information about Online Investment-Linked Financial Business Entities)
제10조(온라인투자연계금융업자의 수수료 수취)
Article 10 (Collection of Fees by Online Investment-Linked Financial Business Entities)
제11조(자기의 계산으로 하는 연계투자 관련 준수사항)
Article 11 (Matters to Be Observed in Relation to P2P Investment on One's Own Account)
제12조(그 밖의 온라인투자연계금융업 관련 준수사항)
Article 12 (Other Matters to Be Observed in Relation to Online Investment-Linked Financial Business)
제13조(업무)
Article 13 (Business Affairs)
제14조(부수업무의 신고 등)
Article 14 (Reporting on Incidental Business Affairs)
제15조(위탁이 금지되는 업무범위 등)
Article 15 (Scope of Business Affairs Prohibited from Being Entrusted)
제16조(회계처리의 구분)
Article 16 (Classification of Accounting)
제17조(내부통제기준 마련 및 준법감시인의 임면 등)
Article 17 (Formulation of Internal Control Standards and Appointment and Dismissal of Compliance Officers)
제18조(광고)
Article 18 (Advertising)
제4장 온라인투자연계금융업
CHAPTER IV ONLINE INVESTMENT-LINKED FINANCIAL BUSINESS
제19조(차입자에 대한 정보확인 등)
Article 19 (Verification of Information about Borrowers)
제20조(투자자에게 제공하는 정보)
Article 20 (Information to Be Provided to Investors)
제21조(연계투자계약의 체결 등)
Article 21 (Conclusion of P2P Investment Agreements)
제22조(연계대출계약의 체결 등)
Article 22 (Conclusion of P2P Investment Agreements)
제23조(약관의 제ㆍ개정 등)
Article 23 (Establishment and Amendment of Terms and Conditions)
제24조(투자금 및 상환금의 관리)
Article 24 (Management of Invested Funds and Repaid Loans)
제25조(청산업무 처리절차의 마련)
Article 25 (Preparation of Procedures for Addressing Liquidation Business Affairs)
제26조(손해액의 추정)
Article 26 (Estimation of Damages)
제27조(대출한도 및 투자한도)
Article 27 (Limits on Loan and Limits on Investment)
제28조(중앙기록관리기관)
Article 28 (Central Record Management Agency)
제29조(원리금수취권의 양도ㆍ양수)
Article 29 (Transfer and Acquisition of Rights to Receive Principal and Interest Payments)
제30조(금융기관 등의 연계투자)
Article 30 (P2P Investment by Financial Institutions)
제5장 온라인투자연계금융협회
CHAPTER V ONLINE INVESTMENT-LINKED FINANCE ASSOCIATION
제31조(온라인투자연계금융협회의 설립)
Article 31 (Establishment of Online Investment-Linked Finance Association)
제32조(온라인투자연계금융협회의 업무)
Article 32 (Business Affairs of Online Investment-Linked Finance Association)
제33조(온라인투자연계금융협회의 정관)
Article 33 (Articles of Association of Online Investment Linked Finance Association)
제6장 감독 및 처분
CHAPTER VI SUPERVISION AND DISPOSITIONS
제34조(금융위원회의 조치명령권)
Article 34 (Financial Services Commission's Authority to Issue Orders to Take Measures)
제35조(권한의 위탁)
Article 35 (Entrustment of Authority)
제36조(민감정보 및 개인식별번호의 처리)
Article 36 (Management of Sensitive Information and Personal Identification Numbers)
제37조(영업정지)
Article 37 (Suspension of Business)
제38조(과징금 부과 및 납부)
Article 38 (Imposition and Payment of Penalty Surcharges)
제39조(과징금의 납부기한 연기 및 분할 납부)
Article 39 (Extensions of Payment Deadline for Penalty Surcharges and Payment by Installment)
제40조(가산금)
Article 40 (Additional Charges)
제41조(체납처분의 위탁)
Article 41 (Entrustment of Disposition on Delinquency)
제42조(환급가산금의 이율)
Article 42 (Interest Rates on Additional Amount on Refund)
제7장 벌칙
CHAPTER VII PENALTY PROVISIONS
제43조(과태료)
Article 43 (Administrative Fines)
부칙 <제30967호, 2020. 8. 25.>
ADDENDA <Presidential Decree No. 30967, Aug. 25, 2020>
부칙 <제32091호, 2021. 10. 21.>
ADDENDA <Presidential Decree No. 32091, Oct. 21, 2021>
부칙 <제32274호, 2021. 12. 28.>
ADDENDA <Presidential Decree No. 32274, Dec. 28, 2021>
부칙 <제33112호, 2022. 12. 20.>
ADDENDUM <Presidential Decree No. 33112, Dec. 20, 2022>
부칙 <제33913호, 2023. 12. 12.>
ADDENDUM <Presidential Decree No. 33913, Dec. 12, 2023>
부칙 <제34782호, 2024. 7. 30.>
ADDENDUM <Presidential Decree No. 34782 Jul. 30, 2024>
부칙 <제34785호, 2024. 7. 30.>
ADDENDUM <Presidential Decree No. 34785, Jul. 30, 2024>