공포번호 34887
공포일 2024-09-10
금융위원회
Financial Services Commission
전체선택
제1조(목적)
Article 1 (Purpose)
제2조(금융회사의 범위)
Article 2 (Scope of financial companies)
제3조 삭제 <2024. 9. 10.>
Article 3 Deleted.
제4조(전자화폐의 범용성 요건)
Article 4 (Requirements for wide use of electronic currency)
제4조의2(가맹점의 범위)
Article 4-2 (Scope of chain stores)
제5조(적용범위의 예외)
Article 5 (Exception to scope of application)
제6조(접근매체의 갱신ㆍ대체발급 및 반환)
Article 6 (Renewal, replacement or return of means of access)
제6조의2(이의신청의 절차 등)
Article 6-2 (Procedures for raising objection)
제7조(거래내용의 확인 등)
Article 7 (Confirmation of transaction details)
제7조의2(오류의 정정 통지 방법)
Article 7-2 (Method of notifying correction of errors)
제8조(고의나 중대한 과실의 범위)
Article 8 (Scope of intention or gross negligence)
제9조(선불전자지급수단이나 전자화폐의 분실과 도난 책임)
Article 9 (Liability for loss or theft of electronic prepayment means or electronic currency)
제9조의2(전자자금이체의 지급 효력 발생시기의 지연)
Article 9-2 (Delay of time when payment of electronic funds transfer takes effect)
제10조(출금 동의의 방법)
Article 10 (Method of consent to withdrawal of deposits)
제11조(전자화폐의 발행 및 환금방법)
Article 11 (Method of issuance and exchange of electronic currency)
제11조의2(선불전자지급수단 잔액 전부 환급의 예외사유)
Article 11-2 (Grounds for exceptions to full refund of balance of electronic prepayment means)
제11조의3(정보기술부문 계획수립의 대상 금융회사 등)
Article 11-3 (Financial companies required to establish plans for information technology sector)
제11조의4(정보보호최고책임자 지정대상 금융회사 등)
Article 11-4 (Financial companies required to designate chief information security officers)
제11조의5(전자금융기반시설 취약점 분석ㆍ평가의 내용)
Article 11-5 (Details of analysis and assessment of vulnerability of electronic financial infrastructure)
제11조의6(전자금융기반시설 취약점 분석ㆍ평가의 절차 및 방법 등)
Article 11-6 (Procedure, method for analysis and assessment of vulnerability of electronic financial infrastructure)
제11조의7(침해사고 대응을 위한 금융위원회의 업무 등)
Article 11-7 (Duties of Financial Services Commission for response to infringement incidents)
제12조(전자금융거래기록의 보존기간ㆍ보존방법 및 파기 절차ㆍ방법 등)
Article 12 (Preservation period and method, destruction procedure and method of electronic financial transaction records)
제13조(이용한도 등)
Article 13 (Limit on use)
제13조의2(선불충전금의 별도관리)
Article 13-2 (Separate management of prepaid recharging money)
제13조의3(선불충전금의 운용방법)
Article 13-3 (Methods of operating prepaid recharging money)
제13조의4(선불충전금의 예외적 양도사유)
Article 13-4 (Exceptional grounds for transfer of prepaid recharging money)
제13조의5(이용자에 대한 선불충전금의 지급 방법 및 절차)
Article 13-5 (Methods and procedures for payment of prepaid recharging money to users)
제13조의6(선불충전금 별도관리의 기준 및 방법 등)
Article 13-6 (Standards and methods of separate management of prepaid recharging money)
제13조의7(선불충전금 보호조치의 고지내용 등)
Article 13-7 (Details of notification of measures to protect prepaid recharging money)
제14조(분쟁처리 및 분쟁조정 신청절차 등)
Article 14 (Procedures for applying for settlement and mediation of disputes)
제15조(허가 또는 등록면제 등)
Article 15 (Exemption from permission or registration)
제16조(전자채권 등록에 관한 절차와 방법 등)
Article 16 (Method and procedure of registration of electronic bonds)
제17조(자본금 요건)
Article 17 (Capital requirements)
제18조(재무건전성 기준 등)
Article 18 (Financial soundness standards)
제19조(대주주인 출자자 등)
Article 19 (Investors who are large stockholders)
제20조(허가와 등록의 신청방법 등)
Article 20 (Application method for permission and registration)
제21조(등록말소신청)
Article 21 (Application for cancellation of registration)
제22조(겸업가능 업무 등)
Article 22 (Concurrently performable business)
제22조의2(소액후불결제업무의 승인 요건 및 절차)
Article 22-2 (Requirements and procedure for approval of small-amount post-payment business)
제22조의3(소액후불결제업무에 관한 행위규칙 등)
Article 22-3 (Rules of conduct for small-amount post-payment business)
제22조의4(선불업자의 행위규칙)
Article 22-4 (Rules of conduct of prepaid business entities)
제22조의5(가맹점의 준수사항)
Article 22-5 (Matters to be observed by chain stores)
제23조(전자금융업 가맹점계약 해지 사유)
Article 23 (Grounds for termination of contract of electronic financial business chain store)
제24조(경영지도의 기준)
Article 24 (Standards for management guidance)
제25조(합병ㆍ해산ㆍ폐업 등의 인가)
Article 25 (Authorization of merger, dissolution, business closure)
제26조(업무정지 및 과징금부과의 기준 등)
Article 26 (Standards for suspension of business and imposition of penalty surcharges)
제27조(과징금의 부과 및 납부)
Article 27 (Imposition and payment of penalty surcharges)
제28조(체납처분의 위탁)
Article 28 (Entrustment of disposition on default)
제28조의2(환급가산금의 이율)
Article 28-2 (Interest rates on additional charges for refund)
제29조(통계조사의 대상과 방법 등)
Article 29 (Subjects and methods of statistical surveys)
제30조(권한의 위탁)
Article 30 (Entrustment of authority)
제31조(민감정보 및 고유식별정보의 처리)
Article 31 (Handling sensitive information and personally identifiable information)
제32조(규제의 재검토)
Article 32 (Re-examination of regulation)
제33조(과태료의 부과기준)
Article 33 (Standards for imposing penalty surcharges)
부칙 <제19783호, 2006. 12. 29.>
ADDENDUM <Presidential Decree No. 19783, Dec. 29, 2006>
부칙 <제19958호, 2007. 3. 27.>
ADDENDA <Presidential Decree No. 19958, Mar. 27, 2007>
부칙 <제20112호, 2007. 6. 28.>
ADDENDUM <Presidential Decree No. 20112, Jun. 28, 2007>
부칙 <제20653호, 2008. 2. 29.>
ADDENDA <Presidential Decree No. 20653, Feb. 29, 2008>
부칙 <제20913호, 2008. 7. 9.>
ADDENDUM <Presidential Decree No. 20913, Jul. 9, 2008>
부칙 <제20947호, 2008. 7. 29.>
ADDENDA <Presidential Decree No. 20947, Jul. 29, 2008>
부칙 <제21404호, 2009. 3. 31.>
ADDENDUM <Presidential Decree No. 21404, Mar. 31, 2009>
부칙 <제21518호, 2009. 5. 29.>
ADDENDA <Presidential Decree No. 21518, May 29, 2009>
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ADDENDA <Presidential Decree No. 21590, Jun. 30, 2009>
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ADDENDA <Presidential Decree No. 21765, Oct. 1, 2009>
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ADDENDA <Presidential Decree No. 22151, May 4, 2010>
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ADDENDUM <Presidential Decree No. 22467, Nov. 15, 2010>
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ADDENDA <Presidential Decree No. 24076, Aug. 31, 2012>
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ADDENDA <Presidential Decree No. 24638, Jun. 28, 2013>
부칙 <제24880호, 2013. 11. 22.>
ADDENDA <Presidential Decree No. 24880, Nov. 22, 2013>
부칙 <제25279호, 2014. 3. 24.>
ADDENDA <Presidential Decree No. 25279, Mar. 24, 2014>
부칙 <제25532호, 2014. 8. 6.>
ADDENDUM <Presidential Decree No. 25532, Aug. 6, 2014>
부칙 <제25840호, 2014. 12. 9.>
ADDENDA <Presidential Decree No. 25840, Dec. 9, 2014>
부칙 <제25945호, 2014. 12. 30.>
ADDENDA <Presidential Decree No. 25945, Dec. 30, 2014>
부칙 <제26199호, 2015. 4. 14.>
ADDENDUM <Presidential Decree No. 26199, Apr. 14, 2015>
부칙 <제26817호, 2015. 12. 30.>
ADDENDUM <Presidential Decree No. 26817, Dec. 30, 2015>
부칙 <제27205호, 2016. 5. 31.>
ADDENDA <Presidential Decree No. 27205, May 31, 2016>
부칙 <제27292호, 2016. 6. 28.>
ADDENDUM <Presidential Decree No. 27292, Jun. 28, 2016>
부칙 <제28218호, 2017. 7. 26.>
ADDENDA <Presidential Decree No. 28218, Jul. 26, 2017>
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ADDENDA <Presidential Decree No. 28283, Sep. 5, 2017>
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ADDENDA <Presidential Decree No. 28388, Oct. 17, 2017>
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ADDENDUM <Presidential Decree No. 29421, Dec. 24, 2018>
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ADDENDA <Presidential Decree No. 29892, Jun. 25, 2019>
부칙 <제30654호, 2020. 4. 28.>
ADDENDA <Presidential Decree No. 30654, Apr. 28, 2020>
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ADDENDA <Presidential Decree No. 30893, Aug. 4, 2020>
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ADDENDA <Presidential Decree No. 30967, Aug. 25, 2020>
부칙 <제31165호, 2020. 11. 17.>
ADDENDA <Presidential Decree No. 31165, Nov. 17, 2020>
부칙 <제31380호, 2021. 1. 5.>
ADDENDUM <Presidential Decree No. 31380, Jan. 5, 2021>
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ADDENDUM <Presidential Decree No. 31516, Mar. 2, 2021>
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ADDENDA <Presidential Decree No. 31553, Mar. 23, 2021>
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